Bridge the gap—with debt or equity.
For a funding shortfall, we can discuss a loan with interest and no equity stake, or an equity investment. The suitable structure is decided together and reviewed by legal counsel before any agreement.
FINANCING
Financing
Bridge the financing gap. Build a stake in the story.
We’re open to conversations about gap financing—through a loan with interest or an equity investment—and VFX fee deferral in exchange for project equity. Tell us about your production and we can explore what might make sense. Any arrangement would be subject to legal review and a signed agreement.
EXPLORE THE DETAILS01 / THE OPPORTUNITY
Unlock production funding. Share in the film's future.
Two financing approaches, tailored to the production. Gap financing may be structured as a repayable loan with an agreed interest rate and repayment schedule, without any equity or IP ownership requirement, or as an investment for negotiated equity. Separately, VFX fee deferral may be converted into an agreed equity interest in the project’s production entity or SPV. Contractual revenue participation can be considered where appropriate. All structures require diligence, approvals and definitive agreements.
HumTum offers two potential ways to support selected productions: help bridge an identified financing shortfall through debt or equity, or reduce upfront cash requirements by deferring a negotiated portion of the contracted VFX budget for project equity. These are distinct structures and can be assessed independently.
The right structure depends on the production’s funding needs, repayment capacity, rights and financing commitments, VFX scope, schedule and commercial outlook. No financing arrangement is automatic.
02 / TWO POSSIBLE ROUTES
Reduce upfront VFX cash requirements.
HumTum may defer an agreed share of its contracted VFX fee and convert the deferred value into a negotiated equity stake. The original commercial planning document illustrates a 25–40% VFX budget deferral; this is an example, not a published entitlement or firm offer.
03 / THE PROCESS
Understand the project.
Review the script, VFX breakdown, budget, finance plan, timeline and intended production model.
Choose the structure.
Assess a gap loan, equity investment, VFX fee deferral for equity, or an appropriate combination.
Agree the commercial terms.
For loans, agree interest, maturity, repayment priority and any security. For equity, agree contribution value, ownership, dilution, recoupment and governance. Obtain required approvals.
Formalize and execute.
If we agree there is a fit, legal counsel will help document and review the proposed terms before either party makes a commitment.
04 / INITIAL ELIGIBILITY
For suitable Hybrid and Global productions.
Financing participation is considered for Model B — Hybrid and Model C — Global Fixed-Fee projects. As a starting point, productions should generally have a total budget above CAD $1 million and VFX scope representing more than 10% of that budget. Exceptions can be evaluated individually.
Over CAD $1MIndicative total production budget
Over 10%Indicative VFX share
Models B & CPotentially eligible structures
Our original planning model also includes illustrative equity-conversion valuations, which are not fixed terms. The size and type of equity participation depend on the agreed contribution and the project's financing structure.
Compare production models ↗︎04 / HOW WE SELECT PROJECTS
Creative conviction meets commercial discipline.
Creative & audience fit
Story, creative leadership, market positioning and the meaningful role of visual effects.
Production readiness
Script, financing plan, key attachments, schedule, budget integrity and production entity.
Economics & exposure
Real delivery costs, cash coverage, financing sources, risk allocation, recoupment and realistic distribution scenarios.
Rights & governance
Chain of title, investor and lender approvals, IP ownership, reporting rights, audit access and exit terms.
The form of participation—whether a loan without equity, project equity, or deferred VFX fees for equity—will be discussed according to the production’s needs. Rights, repayment and ownership terms are established only in a formal agreement reviewed by legal counsel.
For producers who prefer not to dilute ownership, a potential interest-bearing loan can be discussed without an equity stake. Any interest rate, repayment conditions or security would be agreed with legal review before commitment.
A PARTNERSHIP, NOT A PROMISE OF FUNDING
Aligned incentives. Clear agreements.
These options are an invitation to start a conversation, not a commitment to finance a project. If there is a mutual fit, we will develop the proposed commercial structure together. Any actual financing, loan or VFX fee deferral will proceed only after appropriate financial review, independent legal advice where needed, and signed agreements prepared or reviewed by legal counsel.
YOUR NEXT STEP
Ready for the next step?
Explore our work, share your bidding package and talk to us about your production.